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8.9 APR u having a larf.......

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n-sri View Drop Down
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    Posted: 10 March 2006 at 22:44
I need a better paying job thats wot I need lol.
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stracyznski View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote stracyznski Quote  Post ReplyReply Direct Link To This Post Posted: 10 March 2006 at 22:40

tough one then. You need to really shop about for the best deal. But like I said a low interest rate over a long period is often more expensive then a high one over a short period. However it all depends on what you can afford to pay.

the golden rule is clear your debts as quickly as possible, otherwise it'sll always be there holding you back...

that's my thoughts on cash management...

 

AL...

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Post Options Post Options   Thanks (0) Thanks(0)   Quote n-sri Quote  Post ReplyReply Direct Link To This Post Posted: 10 March 2006 at 22:35
Al its a bank im borrowing from Northern Rock.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote stracyznski Quote  Post ReplyReply Direct Link To This Post Posted: 10 March 2006 at 22:25
niel. Try your bank first of all. they'll always give the best deals to existing customers. But what ever you do, don't take a lower interest rate over an extended period without first working out what the final payment cost will be. It's often best to take the hit early on... 
AL...

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Andy Quote  Post ReplyReply Direct Link To This Post Posted: 10 March 2006 at 20:24
I'm locked into an IVA mate,in 4.5 years time I will be debt free
IF YOU WANT COMFORT BY A CAR IF YOU WANT SPEED BUY A HAYABUSA 194MPH,QUARTER MILE 9.86 sec @ 145.80 MPH
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Post Options Post Options   Thanks (0) Thanks(0)   Quote n-sri Quote  Post ReplyReply Direct Link To This Post Posted: 10 March 2006 at 20:21
andy ur better off without them if u ask me. With intrests ive paid out I could have been debt free by now!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Andy Quote  Post ReplyReply Direct Link To This Post Posted: 10 March 2006 at 20:03
I cant get loans anymore .
IF YOU WANT COMFORT BY A CAR IF YOU WANT SPEED BUY A HAYABUSA 194MPH,QUARTER MILE 9.86 sec @ 145.80 MPH
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Post Options Post Options   Thanks (0) Thanks(0)   Quote n-sri Quote  Post ReplyReply Direct Link To This Post Posted: 10 March 2006 at 17:50

I rang up my current loan company to see if I could get borrow enough to cover my exisiting loan and a bit more to sort my credit cards!

Their typical apr at the mo 5.8. My existing loan is 6.5apr and they offer me 8. bloody 9. I spent 20 mins on the fone answering questions and I get this. Odviously I told them where to go.

Someone there is having a laugh. 

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