8.9 APR u having a larf....... |
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n-sri
Senior Member Joined: 30 December 2005 Location: Norfolk Island Status: Offline Points: 781 |
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Posted: 10 March 2006 at 22:44 |
I need a better paying job thats wot I need lol.
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stracyznski
Senior Member Joined: 10 October 2005 Status: Offline Points: 2365 |
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tough one then. You need to really shop about for the best deal. But like I said a low interest rate over a long period is often more expensive then a high one over a short period. However it all depends on what you can afford to pay. the golden rule is clear your debts as quickly as possible, otherwise it'sll always be there holding you back... that's my thoughts on cash management...
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n-sri
Senior Member Joined: 30 December 2005 Location: Norfolk Island Status: Offline Points: 781 |
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Al its a bank im borrowing from Northern Rock.
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stracyznski
Senior Member Joined: 10 October 2005 Status: Offline Points: 2365 |
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niel. Try your bank first of all. they'll always give the best deals to existing customers. But what ever you do, don't take a lower interest rate over an extended period without first working out what the final payment cost will be. It's often best to take the hit early on...
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Andy
Moderator Group I’m The Daddy Joined: 08 October 2005 Location: United Kingdom Status: Offline Points: 2958 |
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I'm locked into an IVA mate,in 4.5 years time I will be debt free
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IF YOU WANT COMFORT BY A CAR IF YOU WANT SPEED BUY A HAYABUSA 194MPH,QUARTER MILE 9.86 sec @ 145.80 MPH
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n-sri
Senior Member Joined: 30 December 2005 Location: Norfolk Island Status: Offline Points: 781 |
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andy ur better off without them if u ask me. With intrests ive paid out I could have been debt free by now!
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Andy
Moderator Group I’m The Daddy Joined: 08 October 2005 Location: United Kingdom Status: Offline Points: 2958 |
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I cant get loans anymore .
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IF YOU WANT COMFORT BY A CAR IF YOU WANT SPEED BUY A HAYABUSA 194MPH,QUARTER MILE 9.86 sec @ 145.80 MPH
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n-sri
Senior Member Joined: 30 December 2005 Location: Norfolk Island Status: Offline Points: 781 |
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I rang up my current loan company to see if I could get borrow enough to cover my exisiting loan and a bit more to sort my credit cards! Their typical apr at the mo 5.8. My existing loan is 6.5apr and they offer me 8. bloody 9. I spent 20 mins on the fone answering questions and I get this. Odviously I told them where to go. Someone there is having a laugh. |
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